The first six digits in the account number in different plastic card indicate the lender Identification Numbers (BIN). These numbers are important while they must be verified before any payment would be authorized. Validating this number requires the using a BIN list tool to distinguish the institution that issued the charge card as well as other secured information.

The BIN checker tool, while i mentioned earlier, is a tool used in authenticating the corporality of the bank identification number from updated databases.

The key purpose of it is to find the mandatory information necessary to validate transactions completed with credit cards. This requires examining the first Four to six digit with the debit or credit card.

Due to frequent changes as well as the number of records who’s covers – over 300, 000 record right now – it is almost impossible to take care of or read completely from the BIN list.

Fortunately there’s a tool which enables curb this drawback – the BIN checker tool. We’ll talk much more about this tool in the next article.

How TheBIN List Tool Works

It is easy enough. The aim of the tool is always to lookup the BIN to find out if it is just a credit, debit prepaid, or bank card.

To utilize the too, simply go into the first six digit and click on check. The tool will bring up all the secured information associated with the BIN you entered.

Here is a table showing the credit card the appearance of BIN range and length.

Card the perception of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for your Major Industry Identifier, which is the first digit from the charge card number.

Below is a table showing the Major Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why would you use the BIN list tool?

• The BIN list tool is effective in determining the card type by traders. It tells whether it’s a credit card, bank card, prepaid credit card, or credit card.

• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possiblity to monitor suspicious orders.

For additional information about BIN Checker go to see this popular web site.