The 1st six digits from the account number in almost any credit card indicate the lender Identification Numbers (BIN). These numbers are essential since they must be verified before any payment could be authorized. Validating the dpi necessitates the use of a BIN list tool to recognize the institution that issued the credit card along with other secured information.

The BIN checker tool, as I mentioned earlier, is really a tool utilized in authenticating the corporality of your bank identification number from updated databases.

The main function of this tool is the necessary information necessary to validate transactions carried out with credit cards. This involves examining the first 4 to 6 digit in the credit or debit card.

On account of frequent changes and also the number of records who’s covers – over 300, 000 record currently – it really is extremely difficult to keep or read straight from the BIN list.

Fortunately there’s a tool that assists curb this drawback – the BIN checker tool. We’ll talk more about this tool over the following article.

How TheBIN List Tool Works

It is easy enough. The goal of the tool is always to lookup the BIN to see if it is a credit, debit prepaid, or plastic card.

To utilize the too, simply enter in the first six digit and click on check. The tool provides up each of the secured information in connection with the BIN you entered.

Here is a table showing the card the perception of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, the first digit in the charge card number.

Here is a table showing the Major Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

The reason to use the BIN list tool?

• The BIN list tool is advantageous in determining the credit card type by traders. It tells whether it be a charge card, debit card, prepaid card, or credit card.

• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the possibility to monitor suspicious orders.

More info about BIN Checker web site: click for more info.