The 1st six digits in the account number in any charge card indicate the lender Identification Numbers (BIN). These numbers are very important since they should be verified before any payment will be authorized. Validating this number involves the using a BIN list tool to recognize the institution that issued the card and also other secured information.
The BIN checker tool, while i mentioned earlier, is a tool doing work in authenticating the corporality of an bank identification number from updated databases.
The main objective of it is to buy the required information required to validate transactions finished with bank cards. This requires examining the first Four to six digit with the debit or credit card.
As a result of frequent changes and also the number of records that it covers – over 300, 000 record at this time – it’s nearly impossible to maintain or read directly from the BIN list.
Fortunately there is a tool which enables curb this drawback – the BIN checker tool. We’re going to talk more about it over the following article.
How TheBIN List Tool Works
It really is pretty simple. The goal of the tool would be to lookup the BIN to determine if it is just a credit, debit prepaid, or plastic card.
To work with the too, simply enter the first six digit and click on check. The tool brings up every one of the secured information in connection with the BIN you entered.
Here’s a table showing the card design for BIN range and length.
Card design for Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for that Major Industry Identifier, the actual first digit from the bank card number.
Here’s a table showing the key Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies
The reason to use the BIN list tool?
• The BIN list tool is advantageous in determining the cardboard type by traders. It tells whether it is a credit card, bank card, prepaid credit card, or bank card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possiblity to monitor suspicious orders.
For details about BIN Checker website: click site.