The very first six digits in the account number in almost any credit card indicate the lending company Identification Numbers (BIN). These numbers are very important because they should be verified before any payment can be authorized. Validating the dpi involves the utilization of a BIN list tool to identify the institution that issued the charge card and other secured information.
The BIN checker tool, as I mentioned earlier, is a tool employed in authenticating the corporality of an bank identification number from updated databases.
The key function of this tool is to find the essential information had to validate transactions finished with bank cards. This implies examining the first 3 to 4 digit from the debit or credit card.
As a result of frequent changes along with the wide range of records who’s covers – over 300, 000 record at this time – it really is nearly impossible to take care of or read from the BIN list.
Fortunately you will find there’s tool that can help curb this drawback – the BIN checker tool. We’ll talk more about this tool in the next article.
How TheBIN List Tool Works
It is simple. The aim of the tool is usually to lookup the BIN to see if this is a credit, debit prepaid, or charge card.
To use the too, simply enter in the first six digit and then click check. The tool will take up all the secured information linked to the BIN you entered.
Here is a table showing the card design for BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks to the Major Industry Identifier, which is first digit of the bank card number.
Here’s a table showing the Major Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
Why use the BIN list tool?
• The BIN list tool is effective in determining the credit card type by traders. It tells whether it is credit cards, bank card, prepaid credit card, or charge card.
• It helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the opportunity to monitor suspicious orders.
For more details about BIN Checker view this popular webpage.