The very first six digits with the account number in different credit card indicate the Bank Identification Numbers (BIN). These numbers are necessary because they must be verified before any payment could be authorized. Validating the dpi involves the use of a BIN list tool to recognize the institution that issued the credit card as well as other secured information.

The BIN checker tool, while i mentioned earlier, is often a tool doing work in authenticating the corporality of your bank identification number from updated databases.

The main function of it is to buy the essential information necessary to validate transactions completed with credit cards. This implies examining the first 3 to 4 digit in the credit or debit card.

Due to frequent changes and the number of records which it covers – over 300, 000 record right now – it really is extremely difficult to keep up or read directly from the BIN list.

Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We will talk more about this tool next article.

How TheBIN List Tool Works

It really is easy enough. The goal of the tool is to lookup the BIN to determine if it is just a credit, debit prepaid, or bank card.

To work with the too, simply enter the first six digit and then click check. The tool will bring up each of the secured information related to the BIN you entered.

Listed here is a table showing the credit card the appearance of BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for your Major Industry Identifier, which is the first digit in the charge card number.

Below is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies

Why use the BIN list tool?

• The BIN list tool is helpful in determining the cardboard type by traders. It tells whether it’s credit cards, bank card, prepaid card, or plastic card.

• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possiblity to monitor suspicious orders.

To learn more about BIN Checker you can check our new internet page.