The first six digits in the account number in any plastic card indicate the lending company Identification Numbers (BIN). These numbers are necessary because they must be verified before any payment would be authorized. Validating the dpi demands the usage of a BIN list tool to spot the institution that issued the card and other secured information.

The BIN checker tool, as I mentioned earlier, is a tool used in authenticating the corporality of the bank identification number from updated databases.

The main aim of it is to buy the essential information needed to validate transactions carried out with credit cards. This implies checking the first Four to six digit from the credit or debit card.

Due to frequent changes along with the number of records which it covers – over 300, 000 record currently – it’s extremely difficult to keep or read completely from the BIN list.

Fortunately there is a tool that assists curb this drawback – the BIN checker tool. We’ll talk more details on it in the next article.

How TheBIN List Tool Works

It can be pretty simple. The goal of the tool is usually to lookup the BIN to determine if it’s a credit, debit prepaid, or bank card.

To utilize the too, simply enter in the first six digit and then click check. The tool provides up each of the secured information in connection with the BIN you entered.

Here’s a table showing the charge card design for BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks to the Major Industry Identifier, which is the first digit from the plastic card number.

Here’s a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

The reason to use the BIN list tool?

• The BIN list tool is effective in determining the cardboard type by traders. It tells whether it be credit cards, debit card, prepaid card, or bank card.

• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possibility to monitor suspicious orders.

Check out about BIN Checker web portal: learn here.