The first six digits with the account number in a bank card indicate the lending company Identification Numbers (BIN). These numbers are very important while they must be verified before any payment will be authorized. Validating this number necessitates the utilization of a BIN list tool to identify the institution that issued the card and also other secured information.

The BIN checker tool, as I mentioned earlier, is really a tool used in authenticating the corporality of your bank identification number from updated databases.

The principal aim of this tool is the essential information required to validate transactions completed with bank cards. This involves examining the first Four to six digit in the credit or debit card.

On account of frequent changes along with the wide range of records which it covers – over 300, 000 record currently – it can be almost impossible to take care of or read straight from the BIN list.

Fortunately there is a tool which enables curb this drawback – the BIN checker tool. We’re going to talk more details on it in the next article.

How TheBIN List Tool Works

It can be simple. The aim of the tool would be to lookup the BIN to find out if this is a credit, debit prepaid, or plastic card.

To work with the too, simply enter in the first six digit and click on check. The tool brings up all of the secured information related to the BIN you entered.

This is a table showing the card the perception of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for the Major Industry Identifier, which is the first digit with the bank card number.

Below is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, as well as other future industry assignments
9 For assignment by national standards bodies

Why do you use the BIN list tool?

• The BIN list tool is helpful in determining the credit card type by traders. It tells be it a card, debit card, prepaid card, or bank card.

• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users together with the possibility to monitor suspicious orders.

More details about BIN Checker browse our website.