The first six digits with the account number in different charge card indicate the lender Identification Numbers (BIN). These numbers are important since they have to be verified before any payment would be authorized. Validating this number involves the utilization of a BIN list tool to distinguish the institution that issued the card and also other secured information.
The BIN checker tool, when i mentioned earlier, is a tool utilized in authenticating the corporality of an bank identification number from updated databases.
The principal function of it is the required information had to validate transactions finished with cards. This involves checking the first 4 to 6 digit of the credit or debit card.
Due to frequent changes and also the number of records who’s covers – over 300, 000 record right now – it is extremely difficult to maintain or read directly from the BIN list.
Fortunately there is a tool that can help curb this drawback – the BIN checker tool. We’ll talk much more about it over the following article.
How TheBIN List Tool Works
It really is really quite simple. The purpose of the tool is usually to lookup the BIN to see if this is a credit, debit prepaid, or bank card.
To work with the too, simply enter the first six digit and then click check. The tool will take up every one of the secured information linked to the BIN you entered.
Here’s a table showing the card the perception of BIN range and length.
Card the appearance of Bank Identification Number (BIN) Range and Length
Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15
The BIN List tool also checks for the Major Industry Identifier, the first digit of the charge card number.
Here is a table showing the most important Industry Identifier (MII)
Major Industry Identifier (MII) Category
0 ISO/TC 68 and other industry assignments
1 Airlines
2 Airlines, financial along with other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies
The reason to use the BIN list tool?
• The BIN list tool is advantageous in determining the card type by traders. It tells whether it be a card, bank card, prepaid credit card, or plastic card.
• It allows you prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the chance to monitor suspicious orders.
To learn more about BIN Checker explore our web site.