The very first six digits from the account number in almost any credit card indicate the financial institution Identification Numbers (BIN). These numbers are important because they has to be verified before any payment could be authorized. Validating this number demands the use of a BIN list tool to distinguish the institution that issued the charge card along with other secured information.

The BIN checker tool, because i mentioned earlier, is a tool used in authenticating the corporality of a bank identification number from updated databases.

The main purpose of it is to find the necessary information had to validate transactions finished with credit cards. This requires checking the first 3 to 4 digit of the credit or debit card.

Because of frequent changes as well as the great deal of records which it covers – over 300, 000 record currently – it really is extremely difficult to keep or read completely from the BIN list.

Fortunately there’s a tool that helps curb this drawback – the BIN checker tool. We’ll talk much more about this tool in the next article.

How TheBIN List Tool Works

It really is easy enough. The goal of the tool would be to lookup the BIN to determine if it’s a credit, debit prepaid, or plastic card.

To utilize the too, simply type in the first six digit and click on check. The tool will bring up every one of the secured information associated with the BIN you entered.

Listed here is a table showing the cardboard the appearance of BIN range and length.

Card the appearance of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, the actual first digit of the credit card number.

Here is a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 as well as other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

Why use the BIN list tool?

• The BIN list tool is effective in determining the cardboard type by traders. It tells be it a credit card, debit card, prepaid credit card, or bank card.

• It really helps to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possiblity to monitor suspicious orders.

To read more about BIN Checker website: click.