The 1st six digits with the account number in any plastic card indicate the financial institution Identification Numbers (BIN). These numbers are important while they must be verified before any payment will be authorized. Validating this number demands the use of a BIN list tool to recognize the institution that issued the cardboard and also other secured information.

The BIN checker tool, as I mentioned earlier, is a tool doing work in authenticating the corporality of a bank identification number from updated databases.

The key aim of it is to buy the necessary information needed to validate transactions finished with charge cards. This requires examining the first 3 to 4 digit in the credit or debit card.

As a result of frequent changes and also the number of records it covers – over 300, 000 record at this time – it is almost impossible to keep or read straight from the BIN list.

Fortunately there is a tool which enables curb this drawback – the BIN checker tool. We’re going to talk more details on it over the following article.

How TheBIN List Tool Works

It is pretty simple. The purpose of the tool would be to lookup the BIN to see if it’s a credit, debit prepaid, or plastic card.

To make use of the too, simply type in the first six digit and click on check. The tool provides up all of the secured information related to the BIN you entered.

Here is a table showing the credit card design for BIN range and length.

Card design for Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for your Major Industry Identifier, the actual first digit from the charge card number.

Here is a table showing the most important Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 and also other industry assignments
1 Airlines
2 Airlines, financial as well as other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum as well as other future industry assignments
8 Healthcare, telecommunications, and also other future industry assignments
9 For assignment by national standards bodies

Why would you use the BIN list tool?

• The BIN list tool is helpful in determining the credit card type by traders. It tells whether it is credit cards, bank card, prepaid credit card, or bank card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users with the chance to monitor suspicious orders.

For more info about BIN Checker check out our web page.