The 1st six digits of the account number in any bank card indicate the financial institution Identification Numbers (BIN). These numbers are important as they should be verified before any payment will be authorized. Validating this number requires the using a BIN list tool to spot the institution that issued the card and also other secured information.

The BIN checker tool, when i mentioned earlier, is a tool doing work in authenticating the corporality of an bank identification number from updated databases.

The principal objective of it is to get the necessary information required to validate transactions carried out with credit cards. This involves checking the first Four to six digit of the credit or debit card.

Because of frequent changes and the great deal of records that it covers – over 300, 000 record at the moment – it really is nearly impossible to take care of or read straight from the BIN list.

Fortunately there is a tool that helps curb this drawback – the BIN checker tool. We will talk much more about this tool within the next article.

How TheBIN List Tool Works

It can be pretty simple. The goal of the tool is to lookup the BIN to find out if it’s a credit, debit prepaid, or credit card.

To use the too, simply enter in the first six digit and click on check. The tool provides up each of the secured information linked to the BIN you entered.

Listed here is a table showing the credit card the perception of BIN range and length.

Card the perception of Bank Identification Number (BIN) Range and Length

Issuing network BIN ranges Active Length
American Express 34, 37 Yes 15
Bankcard 5610, 560221-560225 No 16
China UnionPay 62 Yes 16-19
Diners Club Carte Blanche 300-305 Yes 14
Diners Club enRoute 2014, 2149 No 15
Diners Club International 36 Yes 14
Diners Club Canada & USA 54, 55 Yes 16
Discover Card 6011, 622126-622925, 644-649, 65 Yes 16
InterPayment 636 Yes 16
InstaPayment 637-639 Yes 16
JCB 3528-3589 Yes 16
Laser 6304, 6706, 6771, 6709 No 16-19
Maestro 50, 56-58, 6 Yes 12-19
MasterCard 2221-2720, 51-55 Yes 16
Solo 6334, 6767 No 16, 18, 19
Switch 564182, 4903, 633110, 4936, 6759, 4911, 4905, 6333 No 19, 18, 16
Visa 4 Yes 13, 16, 19
UATP 1 Yes 15

The BIN List tool also checks for that Major Industry Identifier, the actual first digit in the plastic card number.

Below is a table showing the key Industry Identifier (MII)

Major Industry Identifier (MII) Category

0 ISO/TC 68 along with other industry assignments
1 Airlines
2 Airlines, financial and also other future industry assignments
3 Travel and entertainment
4 Banking and financial
5 Banking and financial
6 Merchandising and banking/financial
7 Petroleum and also other future industry assignments
8 Healthcare, telecommunications, and other future industry assignments
9 For assignment by national standards bodies

Why use the BIN list tool?

• The BIN list tool is advantageous in determining the cardboard type by traders. It tells whether it’s a credit card, debit card, prepaid card, or credit card.

• It helps you to prevent fraudulent transactions especially from foreign countries outside US and Canada. The BIN list tool provides users using the possiblity to monitor suspicious orders.

More information about BIN Checker explore this useful web portal.